TERMS OF USE

By using this site, you acknowledge your agreement to be bound by these terms of use. If you do not agree to be bound by these terms of use, please do not use the site. 1st PayServices Inc ("1STPAY") may in its sole discretion change, modify, add, or remove portions of these Terms at any time. Notification of changes to these Terms will be posted on this site.

1. Ownership and Reproduction of 1STPAY Materials.

The contents of this web site (including the property of 1STPAY and other third parties, the "1STPAY Materials") may not be copied, reproduced, republished, uploaded, posted, transmitted, or distributed, in whole or in part, for any purpose other than individual viewing of this web site, without the express prior written consent of 1STPAY or the relevant third party. Modification of the 1STPAY Materials or use of the 1STPAY Materials for any purpose will constitute a violation of the copyrights and other rights of 1STPAY. For purposes of this Agreement, the use of any 1STPAY Materials on any other web site or networked computer environment is prohibited. You are hereby granted a limited, non-transferable, non-exclusive, non-sublicensable license to display the 1STPAY materials for non-commercial purposes only on your own computer, provided that this license is limited to the display of the 1STPAY Materials in their entirety, including but not limited to visual elements such as advertisements that adjoin content. Any attempts to access the 1STPAY Materials in a manner that obscures or blocks such adjoining visual elements is a violation of the license granted hereunder.

2. Linked Sites.

1STPAY, whether affiliated or not affiliated with sites linked to or from this site ("Linked Sites"), is not responsible for their content. The Linked Sites, including but not limited to web search-engines provided by Third Parties, are for the convenience of the user only, and may be accessed by the user only at the user's own risk. Transactions with advertisers found on any 1STPAY Site are solely between you and such advertisers. 1STPAY shall not be responsible for any loss or damage of any sort relating to your dealings with such advertisers.

3. Disclaimer of Warranties.

THE MATERIALS ON THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, 1STPAY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. 1STPAY EXPRESSLY DISCLAIMS ANY WARRANTY THAT THE FUNCTIONS CONTAINED IN THE MATERIALS APPEARING ON THIS SITE WILL BE UNINTERRUPTED OR FREE OF ERRORS, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES THIS SITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL ELEMENTS. 1STPAY MAKES NO WARRANTIES OR REPRESENTATIONS, EXPRESS OR IMPLIED, REGARDING THE USE OF THE MATERIALS APPEARING ON THIS SITE WITH REGARD TO THEIR CORRECTNESS, RELIABILITY, ACCURACY, OR OTHERWISE. NEITHER 1STPAY NOR ITS AFFILIATED OR RELATED COMPANIES OR ITS CONTENT PROVIDERS SHALL BE RESPONSIBLE OR LIABLE TO ANY PERSON, FIRM, OR CORPORATION FOR ANY LOSS, DAMAGE, INJURY, CLAIM, OR LIABILITY OF ANY KIND OR CHARACTER BASED ON OR RESULTING FROM ANY INFORMATION CONTAINED ON THIS SITE.

4. Governing Law; Invalidity of Separable Provisions; Entire Agreement.

This Agreement shall be construed and governed in accordance with the laws of the Republic of Panama, regardless of the place or places of its physical execution and performance. Any actions brought by 1STPAY or user based on or arising out of this Agreement shall be brought exclusively in the Court of the Republic of Panama. If any term or provision of this Agreement is for any reason held to be invalid, such invalidity shall not affect any other term or provision, and this Agreement shall be interpreted as if such term or provision had never been contained in this Agreement. This Agreement contains the entire understanding of 1STPAY and user with respect to it’s subject matter.

5. Third Party Advertising.

We are using several third-party advertising companies to serve ads when you visit our Web site. These companies may use information (NOT including your name, address, email address or telephone number) about your visits to this and other Web sites in order to provide advertisements on this site and other sites about goods and services that may be of interest to you.