1st PayServices Inc. respects your privacy and is providing this Privacy Policy to explain how we collect information from you, and how we use it. Please read this policy carefully.

By accessing and/or using this website, you consent and agree to be bound by the terms and conditions set forth below. 1st PayServices Inc. reserves the right to change this Privacy Policy at any time. If we decide to change this Privacy Policy, we will post any changes on this website. If you object to such changes, we will honor our prior policies as to any data previously collected. If you disagree with the changes in our policy, please do not access or use the site or 1st PayServices Inc's products or services after the posting of such changes on-line. By accessing the website following the posting of changes to this Privacy Policy, you agree to all such changes

1. Collection and Use of Information

We may collect “Personally Identifiable Information” about you (for example, your name, address, telephone number, etc.) in order to communicate with you or provide you with services that you have requested. “Personally Identifiable Information” refers to information that you provide to us through the Internet that can be used to uniquely identify you.

We may collect additional information from our banking partners regarding your account in order for you to participate in promotions such as sweepstakes. This information will only be used for purposes of administering such promotions.

We may send you email promotions and other information that may be of interest to you from 1st PayServices Inc. or from its partners.

We will not sell, transfer or share any Personally Identifiable Information about you to any third parties outside of 1st PayServices Inc. and its banking partners, or under exceptional circumstances as may be required by law or to protect legal rights.

We may collect, use and disclose information that is not Personally Identifiable Information (for example, we may keep track of, use or disclose aggregate statistics regarding the number of visitors to our web site and other information that does not uniquely identify you). Typically, this data is gathered through the use of automated “cookies.”

Cookies are alphanumeric identifiers that a website transfers to an individual's hard drive for record-keeping purposes to track site and user activity. The use of cookies is an industry standard and you will find most major websites use cookies. By showing how and when visitors use our site on an aggregate basis, cookies help us better determine which areas of our site are popular or useful, and which areas are not. Many improvements and updates to our site are based on such data as total number of visitors and pages viewed. In addition, we may also solicit your feedback in on-line surveys that are optional.

We employ some vendors to perform functions on our behalf. Examples may include processing applications, and email administrative functions. These vendors are under a strict contractual obligation to use confidential data only for those purposes for which they are hired.

Except as otherwise provided in this Privacy Policy, as amended from time to time, we maintain full rights to any information collected on this site, and may freely collect and use such information, unless prohibited by applicable law. In the event of a change in control of 1st PayServices Inc. or a sale of its assets, any Personally Identifiable Information or other information owned by 1st PayServices Inc. may be transferred to such successor, but only if the successor remains bound by this Privacy Policy.

2. Privacy Practices of Third Parties, Advertisers, Vendors and Others

This website may contain advertisements and links to other sites. 1st PayServices Inc. is not responsible for the content or privacy policies or practices of any advertisers or linked sites or for the content, privacy policies or practices of any third parties (including credit card providers). To the extent that you disclose Personally Identifiable Information to any advertisers, linked sites or other third parties, different rules may apply to their use or disclosure of Personally Identifiable Information, and we encourage you to review their privacy policies before disclosing Personally Identifiable Information to them.